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Construction & contractors

Business financing for construction companies and contractors

Construction businesses frequently face one of the most frustrating cash-flow situations in business: you can win the work before you have the cash to perform the work.

A contractor may secure a profitable $150,000 project but still need thousands of dollars immediately for materials, labor, equipment, insurance, permits, and subcontractors — while the customer may not pay again until project milestones are met. Bizloanly Capital helps contractors explore financing that may help bridge that gap.

All Industries Trucking Restaurants Construction Medical Retail

Construction financing may be used for:

  • Building materials and payroll
  • Subcontractors and equipment rental
  • Fuel, insurance, and permits
  • Project mobilization and contract startup costs
  • Vehicles, marketing, and expansion
  • General working capital

Merchant cash advance for contractors

A merchant cash advance for contractors may provide fast working capital based on the company's revenue — useful when a contractor has a time-sensitive project and needs capital quickly.

Contractors often experience irregular payment schedules. Daily or weekly payments should be carefully compared with expected customer payments and project cash flow.
See how merchant cash advances work

More options for contractors

Other financing to explore

Short-Term Business Loan

A contractor may need $30,000 in materials to begin a $100,000 job — if project economics support the financing, short-term capital may help accept work otherwise out of reach.

Explore short-term loans

Business Line of Credit

A reusable source of capital for materials, payroll, supplies, and job startup costs — repay as invoices are paid and restore credit for the next project.

Explore lines of credit

Equipment Financing

Explore financing for excavators, skid steers, backhoes, dump trucks, trailers, cranes, generators, and heavy machinery.

Invoice Factoring

Companies working with commercial clients, developers, or government agencies may factor eligible invoices for earlier access to cash.

Explore contractor financing

Tell us about your project and what you're trying to accomplish — we'll help identify financing options that may fit.

Start your application