Restaurants
Business financing for restaurants
Restaurants may generate revenue every day while still experiencing constant pressure on working capital. Food must be purchased, employees must be paid, equipment must work, and rent continues whether the restaurant is busy or slow.
One unexpected refrigerator, HVAC, or kitchen-equipment failure can become an immediate financial problem. Bizloanly Capital helps restaurant owners explore financing for both everyday operating needs and larger opportunities.
Restaurants may use financing for:
- Food inventory and payroll
- Commercial kitchen equipment
- Refrigerators, freezers, and HVAC repairs
- Furniture and renovations
- Marketing and outdoor dining improvements
- New locations and seasonal working capital
Merchant cash advance for restaurants
Restaurants are among the businesses commonly associated with merchant cash advances because many generate frequent daily revenue. An MCA may provide upfront working capital for emergency equipment repair, payroll, inventory, renovations, marketing, or seasonal expenses.
See how merchant cash advances workMore options for restaurants
Other financing to explore
Short-Term Business Loan
May make sense for a defined expense with an expected near-term return — for example, $20,000 in additional seating expected to significantly increase revenue.
Explore short-term loansRestaurant Line of Credit
Flexibility for recurring operating expenses, rather than applying for new financing every time equipment breaks or inventory costs increase.
Explore lines of creditExplore restaurant financing
Tell us about your restaurant and what you're trying to accomplish — we'll help identify financing options that may fit.
Start your application