Trucking & transportation

Business financing for trucking companies

Keeping trucks moving requires capital. Fuel prices fluctuate, tires wear out, engines break, insurance premiums come due, and drivers need to be paid — while customers or freight brokers may not pay immediately after a load is delivered.

Bizloanly Capital helps trucking and transportation businesses explore financing designed around the realities of operating on the road.

Trucking companies may use financing for:

  • Diesel fuel
  • Truck repairs and tires
  • Preventive maintenance
  • Insurance and driver payroll
  • New contracts and trailer purchases
  • Dispatch expenses, licensing, and permits
  • Working capital and fleet expansion

Merchant cash advance for trucking companies

A merchant cash advance for a trucking company may provide fast access to working capital based primarily on business revenue. This type of financing may be considered when a trucking company needs capital quickly and traditional financing is unavailable or too slow.

Trucking businesses operate with significant recurring expenses — fuel, insurance, repairs, and driver compensation already place pressure on cash flow. The frequency and amount of MCA payments should be carefully evaluated before accepting an offer.
See how merchant cash advances work

More options for fleets

Other financing to explore

Business Line of Credit

Flexible access to working capital for recurring expenses — draw funds for an unexpected repair today, repay as revenue arrives, and draw again when another need arises.

Explore lines of credit

Equipment Financing

Particularly useful for purchasing semi-trucks, box trucks, trailers, service vehicles, and specialized trucking equipment. The equipment itself may help support the financing structure.

Freight Factoring

Trucking businesses that invoice brokers or commercial customers may convert qualifying receivables into working capital sooner, rather than waiting 30, 45, or 60+ days for payment.

Real results

Funded: JG Trucking

Jerry, owner of JG Trucking, standing in front of his fleet
“Bizloanly Capital amazed me. I got $300,000 in funding for my company within 48 hours, allowing me to purchase two new trailers and grow my business. The process was fast, professional, and straightforward.”

— JERRY, OWNER, JG TRUCKING

$300,000Funded
48 hoursTurnaround
2 trailersUse of funds

Explore trucking business financing

Tell us about your fleet and what you're trying to accomplish — we'll help identify financing options that may fit.

Start your application